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Costs & Funding

Cost of studying in Germany

Many students choose Germany for its affordable public universities, but total cost is more than tuition. Here is how to plan realistically.

Reviewed November 2026 · 6 min read

TuitionOften none, with exceptions
Blocked account€11,904 a year (€992 a month)
InsuranceMandatory
LivingDepends on the city

Tuition and semester contribution

Most public universities do not charge tuition, but there are exceptions. Baden-Württemberg charges non-EU students €1,500 per semester, and some programmes at other universities, such as certain ones at TU Munich, charge fees. Every student pays a semester contribution, often a few hundred euros, which can include a regional transport ticket. Private universities charge tuition, which varies widely.

Proof of funds

Many students show financial proof through a blocked account. The figure we checked in 2026 is €11,904 per year, which is €992 per month. Requirements can change, so confirm the current amount before you apply.

Other costs to plan for

  • Health insurance, roughly €100–150 per month.
  • Accommodation, which depends strongly on the city.
  • Application fees, language tests and APS.
  • Travel, visa fees and initial setup costs.

Budget worksheet

  1. Tuition and semester contribution per semester.
  2. Monthly rent and utilities.
  3. Insurance, food, transport and phone.
  4. One-time costs: flights, deposit, visa, documents.
  5. Funding sources: savings, family support, scholarships, loans.
Please note: requirements differ by university, programme and applicant, and rules change. Treat this as a planning guide and confirm details with the university and official sources, or connect with our counsellors.

Frequently asked questions

Can I work to cover costs?

Most international students can work a limited number of days a year. Confirm current rules before relying on this income.

Is the blocked account amount fixed?

It is set by regulations and can change. Always check the latest figure.

Talk to a Germany Scholar counsellor

Connect with us and a counsellor will walk you through your options and next steps.

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